Empower your employees with a secure, automated financial support system fully integrated into Singapore's most trusted payroll engine.
Next Auto-Deduction: 28th Oct 2024
No more manual tracking or messy spreadsheets. SGPAY automates the entire loan lifecycle.
Employees apply via mobile app or web portal in seconds.
Smart routing to Managers and HR for digital sign-off.
Installments are automatically calculated and deducted.
Monitor outstanding balances and generate audit-ready reports instantly.
Custom tenure, repayment frequency, and grace periods tailored to company policy.
Instant transparency for HR and employees on remaining balances and payment history.
Tailor the system to your company's unique lending rules and eligibility criteria.
Eliminate manual entry errors with direct integration into the SGPAY payroll engine.
Every company is different. SGPAY gives you the tools to define your own lending rules while ensuring MOM compliance.
Set loan caps based on employee salary or years of service.
Support for interest-free advances or interest-bearing company loans.
Highly sensitive financial data is encrypted and accessible only to authorized personnel.
See why Singapore's fastest-growing companies are switching to SGPAY.
Prone to calculation errors and difficult to track over multiple months.
HR must remember to manually deduct installments every single month.
Chasing managers for signatures leads to delays and lost documents.
One source of truth for all loans, balances, and repayment history.
System automatically calculates and itemizes deductions on payslips.
Instant notifications and digital workflows for faster approvals.
Whether it's a short-term advance or a long-term asset loan, SGPAY handles it with ease.
Define "Safe Limits" (e.g., 50% of monthly pay) to prevent over-borrowing while supporting staff needs.
Attach course certificates to loan applications for transparent HR tracking and talent growth.
Prioritize emergency requests with "Express Approval" workflows for immediate disbursement.
Join hundreds of Singaporean companies using SGPAY.
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